Simple, Transparent, and Personalised Financial Planning

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Fee-based financial planning gives you clarity, confidence, and control over your financial future. At Rosewood Financial Planning, we believe in honest, jargon-free advice designed to help you make informed decisions at every stage of life.

Whether you’re planning for retirement, investing for the future, or protecting your family’s financial security, our approach is simple, supportive, and tailored to you.

Step 1: Understanding Your Goals

Financial planning isn’t just about pensions and investments—it’s about building a life that feels secure, comfortable, and aligned with your aspirations.

We start by listening to your story—where you are now, what matters most, and what you want to achieve in the future. This could include:

  • Securing a comfortable retirement
  • Investing for long-term growth
  • Making your money work smarter
  • Protecting your family’s financial future
  • Achieving a better work-life balance

By focusing on what’s important to you, we create a financial strategy that helps you achieve your life goals with confidence.

📞 Book a consultation and start your personalised financial planning today.

Step 2: Creating Your Financial Plan

With a clear understanding of your aspirations, we design a personalised financial plan that fits your life—not the other way around.

Your plan will consider:

  • Investments – Smart, tax-efficient strategies that align with your financial goals and risk appetite.
  • Retirement Planning – Making sure you can retire when and how you want, without financial stress.
  • Tax Planning – Helping you make the most of tax allowances to keep more of your money working for you.
  • Financial Protection – Income security, life cover, and family protection for long-term peace of mind.

We review and adjust your plan regularly to ensure it stays aligned with your evolving needs.

📞 Book a consultation and start your personalised financial planning today.

Step 3: Financial Advice That Works for You

Once we’ve built your financial plan, we’ll explore the best tools and strategies to help you achieve your goals.

Investing for the Future

If you’ve inherited money, received a bonus, or want to invest for your children’s future, we’ll create a tailored investment strategy that matches your needs. This includes:

  • Maximising ISA allowances and tax benefits
  • Balancing growth potential with financial security
  • Avoiding unnecessary risk while making your money work harder

📞 Book a consultation and start your personalised financial planning today.

Retirement Planning – Are You on Track?

Retirement looks different for everyone. Whether you want to stop working completely, reduce hours, or start a new venture, we’ll help you plan with confidence.

We’ll answer key questions like:

  • Can I retire when I want to?
  • Will my pensions and savings last?
  • How can I make my retirement as tax-efficient as possible?

With our support, you can enjoy retirement on your terms—without financial stress.

📞 Book a consultation and start your personalised financial planning today.

Protecting What Matters Most

Life is unpredictable, but your financial security shouldn’t be.

Did you know that 1 in 2 people will face cancer in their lifetime? While we can’t control life’s uncertainties, we can help you put the right financial safety nets in place.

✔ Income protection – Ensure financial stability if you’re unable to work.
✔ Life insurance – Provide for your loved ones if the worst happens.
✔ Critical illness cover – Support for you and your family during life’s toughest moments.

Having the right protection in place means you can focus on what really matters—your health, family, and future.

📞 Book a consultation and start your personalised financial planning today.

We advise on long term investments for your pensions and to achieve your life goals. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

The value of units can fall as well as rise, and you may not get back all of your original investment.

Ready to Take Control of Your Finances?

At Rosewood Financial Planning, we believe that everyone deserves financial clarity—without hidden costs, sales pressure, or unnecessary complexity.

💡 Independent, fixed-fee financial planning
💡 Tailored advice designed around your life
💡 Jargon-free, transparent guidance

📞 Let’s talk about your future. Get in touch today.

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I have dealt with Charlotte for many years, not only is she very knowledgeable, I feel she has always given me great advice and she always puts the Client first, she is an absolute pleasure to deal with.
DennisKent, Client since 2014
I would recommend Mary Green as she provides a personalised and nationwide service, always willing to discuss any questions or visit her clients. Her advice is prudent and is updated as and when needs arise.
LucyBristol, Client since 2019
Charlotte is very knowledgeable in her field and conscientious to provide financial advice with her client’s personal circumstances uppermost in her mind. Charlotte’s professionalism is second to none, combined with her extremely approachable friendly attitude, makes my five star recommendation a pleasure to pass on.
KimHertfordshire, Client since 2014
I can highly recommend the service I received from Mary Green, she helped put in layman's terms the multiple pensions and types of pensions I needed to amalgamate, to help make my financial situation easier in the future. Merging the funds into a safe portfolio and helped me understand what funds would be available to me on retirement. She was always available for questions by email or phone, with a prompt reply.
Sarah C
Charlotte has been advising me on my finances since 2014. I have always found her extremely professional, very easy to speak to and meet with, very attentive and flexible to my personal requirements. I would not hesitate in recommending her to friends and colleagues.
JoWest Sussex, Client since 2014
After looking for a good Financial Advisor, Charlotte was recommended by a colleague. I must say how happy I am with the service provided, honest and straightforward advice on money matters. Cannot recommend highly enough.
ScottKent, Client since 2017
Charlotte at Rosewood provided me with some guidance in relation to my various pensions, of which I have very little understanding. Charlotte put me at ease, simplified the terms and gave me an unbiased view of my situation. I'll definitely be using Rosewood for financial advice in the future and would highly recommend.
EmmaLeigh-on-Sea, Client since 2019
We have found Mary’s financial advice invaluable in planning for our future retirement. We always talk through various options to ascertain the best way forward, with everything being explained to ensure we have a complete understanding. Mary is a very friendly and knowledgeable person, and we have built up a good relationship where we know we can contact her at anytime for advice. We would highly recommend her services!
Sarah W
Mary you’ve made such a difference to my life! You're given me real peace of mind from sorting out my pension, which I'd procrastinated over for way too long, through to helping to sort out my savings. You've also supported. I feel I can genuinely ask you anything and you'll give me an honest answer. You're really personable, easy to talk to, explain things clearly, and I truly feel that you have my back!
Sandra Wallington, client since 2022